Category: Housing Market Trends

Mortgage Rates Today: What Homebuyers Need to Know in July 2025

7/30/2025 9:06 PM

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by

Lucy

in Housing & Real Estate, Housing Market Trends, Mortgage & Home Buying

Estimated reading time: 4 minutes Key Takeaways Mortgage rates around 6% are considered a psychological threshold influencing buyer behavior. As of July 2025, the average 30-year fixed mortgage rate is approximately 6.74%, slightly down from mid-July. Experts predict mortgage rates will gradually decrease towards 6.4% by end of 2025 and 6.0% in 2026. Home prices…
Affordable Housing in 2025: Why It’s Becoming More Profitable and What It Means for You

7/30/2025 10:45 AM

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by

Lucy

in Affordable Housing and Policy, Housing & Real Estate, Housing Market Trends

Estimated reading time: 4 minutes Key Takeaways Affordable housing projects are becoming more profitable for developers due to new incentives and favorable policies. Policy measures like expanded federal housing credits and bills such as the “One Big Beautiful Bill” are promoting growth in affordable housing. Despite an overall slowdown in home prices, demand for affordable…